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Applyfor Credit Cards
RightHere Online
NextCard Entrance
Additional requirements:
You must be a residentof, and have a current address in
the United States(not available in Iowa, Wisconsin,
Alabama, Puerto Rico).We cannot accept APO or FPO
addresses at thistime.
You must have at least$15,000 in verifiable annual income
You must be at least18 years of age
NextCard uses digital encryption and Secure SocketsLayer 3.0 to protect the integrity of all
transactions. At a minimum, your browser must support40-bit encryption.
We recommend that you use a 128-bit encryption browserwhen accessing the NextCard
customer service site. The domestic version of the followingbrowsers support 128-bit
encryption:
Microsoft Internet Explorer3.0X or later
Netscape Navigator 2.2Xor later
Netscape Communicator 4.0Xor later
AOL - download Netscape or Explorerto apply
Instant Online Approvals and Balance Transfers
Who's got time to wait? Apply online, get approved onlinein seconds. When other banks
say “Online Application” that's exactly what they mean:your application is sent to them
online and then you have to wait up to three weeks beforethey get back to you. Here at
NextCard, our entire approval system is online. Applynow, and get a response in seconds -
online.
Custom design your own NextCard
Once you're approved for the NextCard Visa, you get tohelp design the terms of your
credit card with premium upgrades. We automatically sortthrough a large database of
possible terms to find the ones that will save you themost money. All terms are customized
for you, based on your credit profile.
Save money with online balance transfers
NextCard has some very attractive rates that you can takeadvantage of today. You can
transfer balances to your NextCard Visa from other, higherrate credit cards. We can do that
for you online. Right now. Automatically.
How does it work?
You complete the short, online application form. Our serverreceives your application and
immediately requests your credit history from the nationalcredit bureaus over secure,
dedicated communication lines. Other credit card companiessometimes take days to
request your credit history from these credit bureaus.We then use all of this information to
determine if you're approved - in seconds, online.
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